Assemblyman Robin Schimminger (D-Erie County) this week re-introduced the “Medical Liability Reform Act”, A.4381. The bill would enact a number of important provisions to control the outrageously high cost of liability insurance that physicians must pay in New York State, costs that if left unaddressed will continue to exacerbate existing access to care difficulties across New York State.
Provisions contained within the bill include: a $250,000 cap on non-economic damages in medical liability actions; requiring a physician consulted for a Certificate of Merit necessary for the initiation of a lawsuit to sign an affidavit; assuring that defendants in medical liability actions are only responsible for their proportionate share of fault; and requiring the disclosure of the identity of an expert witness who will testify in a medical liability action.
After two years of legislatively enacted rate freezes, medical liability insurance premiums were permitted by the Superintendent of Insurance in July 2010 to be increased by an average of 5%. For some specialists in some regions of New York, the increase was close to 9%. These increases are on top of the 55-80% increases in premiums paid by New York?s physicians from 2003-2008, bringing the premiums paid by many specialists in New York to amounts in the hundreds of thousands of dollars. These exorbitant costs are unsustainable.
As part of MSSNY?s presentation to the Governor?s Medicaid Re-Design Team, it was noted that as New York struggles to identify ways to address the $10 billion Budget deficit, we can no longer tolerate the excesses of a failed medical liability adjudication system. One way to reduce the extraordinary Medicaid cost burden to our State would be to better contain the liability costs facing physicians, hospitals and indeed, all health care providers. Not only would this reduce direct liability insurance costs, it would also reduce the very significant and well-documented costs of defensive medicine.
Co-sponsors of this important legislation include Assembly members: Magee, Reilly, Tobacco, Kolb, Barclay, Castelli, Crouch, Galef, Hawley, J. Miller, and Towns.
MSSNY applauds Assemblyman Schimminger as well as the co-sponsors for advancing this legislation to protect patient access to New York?s health care system. Physicians may use MSSNY?s Grassroots Action Center to send a letter to their elected representatives both on the state and federal level in support of liability reform by clicking here: http://capwiz.com/mssny/issues/alert/?alertid=23829501&type=ML&show_alert=1

















